Reeves Financing

What is Hearth?​

With more than 10 years of bathroom remodeling experience, our experts are highly skilled in the latest techniques, tools, and materials you need to get a long-lasting and beautiful bathroom built in no time at all.

Hearth helps homeowners make smart financial decisions about their home improvement projects. We connect homeowners to financing options that meet the needs of almost any project, and we get it done quickly so you can get on with the job.

Applying is easy!

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Affordable payment options
for any home improvement project

Contact Us

Business partner working with financial decisions

What homeowners are saying about Hearth​

What rates should I expect?

Credit Range Pre-qualification rate Est. APR Range Loan amount Loan Term Lending Partners
850 - 741
4.99% - 19.07%
$1,000 - $250,000
2 - 12 years
740 - 681
10.54% - 26.70%
$1,000 - $250,000
2 - 12 years
680 - 661
16.85% - 34.83%
$1,000 - $100,000
1 - 7 years
660 - 550
20.50% - 36.99%
$1,000 - $50,000
1 - 5 years

What is a personal loan?

3-7 year repayment periods

Typically lower rates than credit cards

Zero equity required

Pick the perfect loan

With a personal loan, the funds can be in your bank account as soon as the next day Based on a loan principle of $12,500 over 60 months at an APR of 6.99%.


monthly payment

Hearth helps you find monthly payments for your project.

Rates in under 2 minutes

Review your rates from over a dozen lenders through Hearth’s quick and secure application without affecting your credit score.

Get your money fast

Loans typically fund in 1-5 business days. If approved, Hearth’s lending partners can deposit cash into your account as soon as 24 hours.†

Easy monthly payments

No surprises. Personal loans through Hearth’s lending partners have fixed rates and terms. You’ll know your monthly payment upfront. ‡

No prepayment penalties

There are no fees for paying off your loan sooner, saving you time and money.

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Need help?
Call Hearth at 512-686-4141

* All loans are subject to credit review and approval. For example, a $10,000 loan with an APR of 14.50% and a term of 36 months would have a monthly payment of $344.21.

  • Funding can be as soon as 24 hours and takes 3-5 days on average.
  • Our partners can offer lending options from $1,000-$250,000 for terms from 2-12 years

Hearth is a technology company, which is licensed as a broker as may be required by state law. Hearth does not accept applications for credit, does not make loans, and does not make credit decisions. NMLS ID# 1628533.

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Reeves Remodeling staff